Non-collateral Loans would require a Co-Maker or Co-borrower. The Co-Maker or Co-borrower must be an immediate relative of the applicant.
The standard requirements for a Co-Maker or Co-borrower are the following:
A Filipino Citizen
21-59 years of age upon loan maturity
Latest 2x2 picture (3pcs)
Photocopy of 2 valid IDs (Company ID, Passport, Driver?s License, SSS, etc.)
Proof of Billing (electricity, telephone, water bills)
Must have a steady source of income.